It has a 256-day expiry and credit is rolled over if you renew before the expiry. and our Victoria's myki public transport card could be scrapped by end of 2023 Myki | Youth Central Here are some tips to save on fees and interest on a balance transfer. Why Melbourne's public transport ticketing system myki may soon be Wells Fargo Credit Card - Balance Transfer - Wells Fargo From the "I Want To" drop down menu, find "Transfer a Balance.". MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. You can register online, via the PTV app or call 1800 800 007 and registration is instant. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. You paid down debt, which means you won't have to pay interest on previous balances going . In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Check your phone to make sure you're connected to WiFi or mobile data. How do balance transfers work? | Barclaycard 0000005119 00000 n Some trips take longer than two hours because of a transfer between services. Top up your myki Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. Wait a few minutes then check the app to see your balance. What are the best student credit cards for cash back? Can You Pay Your Taxes With a Credit Card? You can read the Terms of Service online. 0000118590 00000 n How many level crossings could have been grade-separated with that money? We have this new thing called EMAIL. Whats the Difference between Business vs. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. This is the case for all major credit card issuers. 0 Question about Myki. Why isn't transferring Myki money a - Reddit Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! endstream If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? This 0% interest period can help you carry your debt for a limited time without paying interest. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. 0000004139 00000 n If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. 0000003801 00000 n The reason for that is because low interest rates for transfers are made to attract new customers. For instance, your applications for new cards and balance transfers remain subject to approval. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. I know there's nothing you can do. Check your old Myki cards / News / News / Railpage 3. How can I check the balance of my myki card? - KnowledgeBurrow They're talking bullshit. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. What Is a Balance Transfer? If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. Can someone explain why this isn't possible? You may also need to restart your phone after updating the app. Carrying that balance is costing you $1,000 a year in interest. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Save. 0000001755 00000 n Critics of 'hostile' Myki say Melbourne doesn't need a world-beating Learn more about auto top up. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. The unused money does not sit in an account earning interest. Public transportation passes transfer on Google Pay android phones. About Myki cards & Mobile Phone SIM cards - Melbourne Forum This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. It has trouble with form-filling on mobile devices, however. PDF myki FAQs - @RACV You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. If you're still travelling after 2 hours, you'll be charged a daily fare. WalletHub Answers is a free service that helps consumers access financial information. Only Mobile myki has the ability to charge you a fare via a myki device. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. Your card provider holds the right to approve or deny your request for a balance transfer. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. How do I get a refund for my Myki card? - Melbourne Forum No, you cannot transfer a balance from one Synchrony Bank credit card to another. My old one is registered and everything with my account but there seems to be no way to import that one in. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. 0000008137 00000 n New comments cannot be posted and votes cannot be cast. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Choose a card from the list or search by location or card name. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. If you're still travelling after 2 hours, you'll be charged a daily fare. A subreddit for Melburnians and Melbourne enthusiasts! Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Keep in mind that credit utilization is also affected by individual card balances. <> Myki (/ m a. You can replace your ticket if its expired, damaged or defective. Get up to 5% cashback in rotating and newly added everyday categories. I have a card with $19.90 on it. But your balance can be transfer to another card at some of the PTV stations. 0000004635 00000 n Then I begrudgingly bought a new Myki card. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. If this occurs, you won't incur a duplicate fare. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 0000004362 00000 n To do so, you have to block your existing Myki card (annoying, we know). By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. 0000009156 00000 n Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Tap Transfer Existing Card. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Balance Transfers for Credit Cards - Tips and Advice | CIBC In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. How Does a Balance Transfer Work? | Credit Karma A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Your myki money or pass can then be transferred to a new smartcard. %PDF-1.5 % 0000002274 00000 n When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Select the 'Activate' option. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. To transfer Myki you need to deactivate the myki card and move to the new device. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. You can only have your Mobile myki active on one device at a time. My Myki was due to expire after three years. But yeah, a fair bit that is just backwards. How long does it take to process a balance transfer from another company? You can register your Mobile myki via Register your myki. This lets you contact us to request a refund of any balance on the Mobile myki. Once it's transferred to another device, it will no longer be available on the original device. This will allow you to deactivate your Mobile myki. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. We're looking to expand the number of card types available, so more passengers can use Mobile myki. What is the best balance transfer credit card? From the Transfer Funds To drop-down, select the credit card that will received the balance. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. 0000010193 00000 n Auto-load is the same as auto top up. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. No wonder the thing cost more than a billion dollars. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. endobj myki Pass Great if you travel often and on consecutive days. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. For a bus anyway. If you're using an international payment card you won't be able to top up via the PTV website. His expertise includes mortgages, loans, credit cards, insurance and international money transfers.
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